VARIV

We imagine it. We build it.

An investment firm that builds companies and backs entrepreneurs. From Mexico to the world.

Builders and investors.

Company building

We work with entrepreneurs to build technology companies, bringing together talent, product and capital.

Investing

We back entrepreneurs and existing businesses, bringing capital and a builder’s perspective.

From idea to company.

We bring founders, product and capital together to build new businesses.

Built with VARIV

Bankaya · The company story

Financial access, closer to everyday life.

People underserved by traditional banking need financial services that are easier to access. A digital financial platform in Mexico, connecting everyday payments, savings and access to credit.

VARIV’s role

Co-built with VARIV. Diego Vargas is a co-founder alongside Ramón Chedraui and Mauricio Cordero.

Company milestones

  1. Bankaya is founded.

    A digital financial product with an offline route to reach customers.

    Source
Osmos · The company story

Making the complexity of payroll manageable.

Payroll is essential to every company. Managing it should not hold a people team back. A Mexican payroll technology business that became part of Rankmi’s human resources platform.

VARIV’s role

A VARIV build, co-founded by Rodrigo Smeke, Ale Manzo and Diego Vargas.

Company milestones

  1. Osmos is founded.

    A Mexican company focused on payroll technology.

    Source
  2. A new stage with Rankmi.

    Rankmi announces the merger with Osmos alongside its Series A. The announcement covers two transactions, not a standalone valuation of Osmos.

    Source

A useful idea has to work.

Start with a real problem. Test a working solution. Keep learning.

Capital with an operator’s eye.

Building companies shapes how we evaluate and back them.

Investment history

Across industries and stages. Includes historical relationships and exits.

The original funds

VARIV Capital became COMETA in 2019. COMETA is a distinct firm today. COMETA history

Full relationship index
  • 1Money · 2025 · Seed financing
  • 500 LATAM · 2013 · Early stage
  • Agua Mágica · 2019 · Early stage
  • Ancana · 2019 · Early stage
  • APLI.K · 2012 · Growth
  • BEWE · 2015 · Historical · VARIV II
  • Bitso · 2016 · Historical · VARIV II
  • Bnext · 2019 · Historical · VARIV II
  • Cabify · 2015 · Historical · VARIV II
  • Care/of · 2017 · Early stage · exited
  • Conekta · 2015 · Historical · VARIV II
  • Consubanco · 2022 · Growth
  • Creze · 2019 · Buyout
  • DayStore · 2021 · Early stage
  • FACEIT · 2012 · Early stage · exited
  • GAIA · 2015 · Historical · VARIV II
  • Glovo · 2015 · Early stage · exited
  • GPF Capital III · 2022 · Growth
  • HeroGuest · 2022 · Early stage
  • InstaFit · 2013 · Historical · VARIV I
  • iOOGO · 2022 · Early stage
  • iVoy · 2015 · Historical · VARIV II · exited
  • JOKR · 2021 · Early stage
  • Juxtapose · 2016 · Early stage
  • Kueski · 2016 · Historical · VARIV II
  • MPOWER · 2017 · Historical · VARIV II
  • Ocho · 2021 · Early stage
  • Omniprinter · 2014 · Growth
  • PayJoy · 2017 · Early stage
  • Skydropx · 2018 · Historical · VARIV II
  • SPAKIO · 2023 · Early stage
  • Wallapop · 2014 · Historical · VARIV I · exited
  • Welcome Tech · 2018 · Historical · VARIV II
  • Yotepresto · 2018 · Historical · VARIV II
VARIV public record

Our people

Diego Vargas

Co-founder & Managing Partner. Company building across financial access, software and infrastructure. Co-founded Bankaya, Osmos and the firm that became COMETA. Biography

Neto Vargas

Co-founder & Managing Partner. Entrepreneurial experience across Nomipay, iVoy and COMETA, alongside creative and environmental projects. Biography

Lea Díaz

Head of Venture Capital. Investment experience across venture capital, corporate finance and fintech. Biography

Mimoun Cadosch

Associate. Experience in corporate finance and mergers and acquisitions. VARIV team

Andrés Ollivier

Analyst. Experience across financial services and corporate acquisitions. VARIV team

Our history

2012 · A venture practice begins.

VARIV Capital is founded—the firm later known as COMETA. Source

2019 · Two distinct paths.

COMETA takes its name. Diego and Neto leave operational roles to focus on VARIV. Source

2023 · A company’s next stage.

Osmos merges with Rankmi, connecting payroll with a broader people platform. Source

2026 · Backing the next stage.

SPAKIO announces a seed extension with VARIV and Liverpool, as reported by TechLA. Source

The ecosystem

Shared spaces for work, culture and fresh perspective.

Bahía

A shared home for our teams and collaborators.

Crania

Art, music and encounters in San José del Cabo.

FROM THE PROGRAMME · 2025

Mira Invites

Resident artist Mira launched her own event series at Crania in 2025. A place for artists to shape the programme, as well as perform.

The resident’s story

The Ranch

Crania programme

From the field

JUN 2026 · SPAKIO expands its seed round.

A reported extension with participation from VARIV and Liverpool. TechLA

DEC 2025 · 1Money opens its business platform.

Stablecoin infrastructure moves into a platform for business payments. 1Money

MAR 2023 · Osmos and Rankmi come together.

A new chapter for a company built with VARIV. Rankmi

What are you working on?

Tell us what you’re building, the problem it solves, and where you could use a partner.

info@variv.com Mexico · Connected to the world